California Consumer Privacy Act Disclosure
The California Consumer Privacy Act (CCPA) is a California law intended to enhance privacy rights and consumer protection for residents of California, United States.
California residents have the right to request that a business that collects their personal information disclose to them the categories and specific pieces of personal information the business has collected, disclosed and/or sold.
California residents have the right to *opt-out of information sharing and selling, and request the **deletion of their personal information. Exercising these rights is protected from discrimination by the business.
*Businesses are not subject to opt-out requests related to product and services you have selected, for business purposes, or if it would violate State or Federal Law.
**Businesses are not subject to deletion requests if it would violate State or Federal Law.
All financial institutions need to share non-public personal information to run their everyday business. In the section below, we list the categories and pieces of personal information collected and shared, and the business purpose.
|Categories of information collected by the Credit Union||Pieces of personal information collected||Purpose for collection of information|
|Personal information provided by you for account opening||Name, address, Tax ID Number, Date of Birth, phone number, email address, employment, photo ID, income||Required for account opening, prevention of identity theft and fraud, and to meet regulatory requirements for member due diligence|
|Personal information provided by you for loan requests||Information regarding assets, tax records, debts and personal information listed above||Required for loan processing and underwriting|
|Personal information provided by you when using social media, or software and online products and services offered by the Credit Union||Email address, name, account information, personal finance information, IP address||To provide information, products and services to you|
|Consumer reports including credit reports||Account balances, payment history, credit history||Prevention of identity theft and fraud, and to evaluate loan requests|
|Credit and debit card activity||Transaction amount, location, time, and merchant identity||Enable fraud monitoring and account protection|
|Online banking activity||IP address, login patterns||Enable fraud monitoring and account protection|
|Categories of third parties with whom information is shared and disclosed by the Credit Union||Pieces of personal information shared||Purpose for sharing of information|
|Third party product and service providers such as online banking, mortgages, cards, and money transfer services||Name, account information including account number, transaction history and loan information, Tax ID Number, address, phone number, email address||To provide products and services selected by you|
|Data processors||Name, account information including account number, transaction history and loan information, Tax ID Number, photo ID info, address, phone number, email address, employer||To perform business functions such as data analytics and required account monitoring|
|Consumer reporting agencies including credit reporting agencies||Name, account number and loan information, Tax ID Number, address, employer, loan payment history||Required consumer reporting|
|Marketing||Name, address, phone number, email address||To inform you about credit union products, services and events|
|Governmental Agencies||Name, account information including account number, tax information such as dividends earns and interest paid, loan information, Tax ID Number, photo ID info, address, phone number, email address, Census and Demographic Data||Required by State or Federal Laws|
|Categories of third parties with whom information was sold by the Credit Union||Pieces of personal information sold||Purpose for selling of information|
|Third party insurance providers||Name, address, phone number, email address, and date of birth||To complement Credit Union core product offerings with insurance products|
The Credit Union does not generally sell member data. The Credit Union has in the past entered into an agreement to share information for the purposes of making insurance products available to our members as part of our financial planning services, but the Credit Union no longer participates in sharing data for that purpose. Any future contemplation to sell or share data will be done with the best interest of the Credit Union and its membership.
To opt-out of sharing or for more information
Call us at (800) 429-7626
Fill out the form located at https://www.elevationscu.com/ccpa/opt-out(opens in a new window)
You will need to provide evidence of California residency by providing a valid California driver's license or California State-issued photo ID. The Credit Union may also use evidence of your mailing/physical address in California over at least the most recent 90 days as proof of residency.