CERTIFICATE ACCOUNTS

Save and earn more with a certificate.

When you commit to keep your money in a certificate for three to 60 months, you could earn higher returns than other types of savings accounts — all while keeping your funds secure and federally insured. Decide how you want to save based on your ideal term, rate and opening deposit.

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All of our certificate accounts feature:

  • $0 monthly fees

  • $0 setup fees

  • Withdrawal of dividends allowed

  • Variety of fixed term and rate options

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Our certificate accounts:

STANDARD CERTIFICATES

Get started with as little as $500.

If you want to save with certificates but don’t want to commit a lot of funds, our Standard Certificate Account lets you choose from terms of three to 60 months with as little as $500 for your opening deposit and minimum balance.

JUMBO CERTIFICATES

Earn big with a Jumbo Certificate.

When your savings are jumbo, your certificate should be too. Pick a term from three to 60 months and watch the $100,000+ you deposit and keep in your Jumbo Certificate grow.

IRA, HSA & ESA CERTIFICATES

Save for retirement, healthcare or education.

Our Individual Retirement Account (IRA), Health Savings Account (HSA) and Education Savings Account (ESA) Certificates are available starting with just $100, or save big with a Jumbo IRA or HSA Certificate. You can also add to your savings by making additional deposits to your certificates with terms of 12 months or less. Please note that IRS contribution limits and rules apply.

RAGS TO RICHES YOUTH CERTIFICATES

A certificate that encourages your child to save.

Want to build your child’s savings habits? With a Rags to Riches Certificate, you deposit $100+, and your child 12 or under can make additional deposits starting at $10 as regularly as they’d like.

Find the rate that's right for you.

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More ways we can help you

FINANCIAL PLANNING

Save for retirement, pay for college — and everything in between.

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MONEY MARKET ACCOUNTS

Earn higher dividends while keeping your money safe and liquid.

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MEMBERSHIP SAVINGS ACCOUNT

We make it simple and straightforward to save for your goals.

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