Business Loans & Lines of Credit

Lending that keeps your business moving forward.

At Elevations, we take the time to listen to your unique business lending needs. Our team is here to help you find a loan or line of credit designed to finance whatever your business needs: working capital, commercial real estate, machinery and equipment, a new or used vehicle, green energy upgrades, technology or just about anything else.

Apply nowTalk to us

Benefits of Elevations Business Lending:

  • Local, in-house underwriting and processing for market-leading turnaround times

  • Partnership with your Business Banker to keep you informed at every step

  • Competitive rate and fee structure

  • Numerous term and structure options to fit the unique needs of your business

business workers in hardhats discussing countertop slabs
Man shopping for granite slabs


Spending power, when and where you need it.

AssetLine is a different business line of credit. A convenient and efficient way to meet your day-to-day cash flow needs, AssetLine gives you access to up to $30,000 of working capital.

Business Lines of Credit

Draw the funds you need. Only pay for what you use.

Get the security and convenience of a revolving line of credit for your working capital needs. Elevations Business Lines of Credit are secured loans, meaning the assets of your business serve as collateral for the line of credit. You may borrow anywhere from $100,000 up to several million dollars if your company’s financial position supports it. After you pay down funds you’ve used, that credit becomes available to be used again.

Man and woman looking at plans on a construction-Site

Graham Bailhache and Kathleen Shea of BV Builders — general contractors, custom builders and entrepreneurs in Lafayette. Elevations members since 1990 and 1992.

Pen and ink drawing of two skiers on a mountain side

With one lending team under one roof, you can benefit from faster turnaround times and stronger communication.

We have many loan options for businesses:

Business Term Loans

Equip your business with the right loan to grow.

At Elevations, we work in your best interest to make sure you receive a loan with the right terms — whether it’s funding for equipment, machinery or other assets, or even financing for energy-efficiency and renewable energy upgrades in your facilities. Our term loans offer flexible terms, competitive rates and market-leading underwriting and approval times so that your business can keep moving along.

Commercial Real Estate Loans

Get your next real estate purchase off the ground.

Whether purchasing space for your business or refinancing your current one, we can help with commercial mortgages for both owner-occupied and investment real estate of all types. Owning your commercial space will always be one of the largest assets for your business, allowing you to build equity and take the most control of your space.

SBA 504 Loans

Long-term project financing made possible.

In certain situations, you may qualify for the U.S. Small Business Administration’s 504 Loan Program. An SBA 504 loan allows you to take advantage of lower rates, longer terms and minimal cash down on the purchase of certain long-term assets including owner-occupied commercial real estate, the renovation of your existing property or the purchase of certain equipment and machinery.

Vehicle Loans

Put your business in the driver’s seat.

We have affordable options that make it easy to buy your next business vehicle or refinance your current one. We offer loan amounts from $10,000 to $250,000, a maximum loan term of 84 months and a maximum loan-to-value (LTV) of 100%.

Apply now
Four members of the Elevations business banking team

Our Banking Team

We’re in business for your business.

Elevations Credit Union’s Business Banking Team has the financial well-being of your business in mind and at heart. Serving businesses across Colorado’s Front Range, our team provides a consultative approach to help you realize long-term success for your business, whether you’re just starting out or have matured and grown over many years.


How to build credit for your small business.

Establishing credit and building a strong credit history are essential for any small business owner interested in growing their business. Get tips to successfully navigate the path of building credit in this blog.

Woman filling shelves with bread in a bakery

Commonly asked questions

More ways we can help your business

Checking & Savings

Accounts that work for your cash management needs.

Learn more


Spending power with no annual fees, competitive rates and rewards.

Learn more


Our Business Banking Team can help you find banking solutions fit for your needs.

Learn more