Mortgage

Find your way home.

An Elevations mortgage is backed by knowledge of local markets and extensive experience. You can receive:

  • Down payment options as low as 3%**

  • Mortgage options to fit your needs, including

    • Fixed-rate loans

    • Jumbo loans

    • Federal Housing Administration (FHA) loans

    • Veterans Affairs (VA) loans

  • Quick processing with in-house, local underwriters, processors and closers

  • Simple, online, fast mortgage applications

happy young interracial couple moving boxes into the foyer of a home that they just purchased

PUT YOUR MONEY TO WORK

Save and earn more with a certificate (CD).

The Elevations 7-month CD at 3.75% APY± and 4-month Flex CD at 4.00% APY ± are smart, low-risk ways to save your money while earning more. With fixed terms and guaranteed returns, you can watch your savings grow over the term of your CD.

picture of a young man and woman sitting on an open tailgate of a hatchback vehicle overlooking a mountain setting and watching the sun set.

Referral gifts

Love Elevations? Refer a friend and get a curated box of Colorado goods.

When you refer a new member to Elevations Credit Union, you will both receive a slice of Colorado delivered to your doors.* Throughout the year, we’ll release new boxes that remind us of why we call this great state home.

Why join Elevations?

We invest in you and our Colorado community.

We offer the services you’ve come to expect from traditional banks, but unlike others, our profits are reinvested back into our neighbors and local businesses. When you choose to bank with Elevations, you choose a locally-grounded credit union with national reach. You choose a Colorado team who’s here to listen to your financial goals and help you reach them. Because like you, we’re invested in the future of our community.

FOUNDED IN 1952

We actively give back to the people and places we serve.

Overhead photo of the Elevations Credit Union office in Superior Colorado

Upcoming Event

More homebuying seminars are coming soon.

We’re committed to financial education and believe educated members make better financial decisions. That’s why we host dozens of seminars every year that are free and open to the public. We don’t have a homebuying seminar on our calendar right now, but you can access free financial education resources on our blog or browse other upcoming seminars.

Mortgage

Get from here to home with the mortgage lender who knows Colorado.

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Free Checking

Free checking that’s really free, with no minimum balance.

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Energy Loans

Financing for energy efficient and renewable energy upgrades.

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**Payment example: Estimated payment amount equals $6.99 per $1000/month at 7.50% annual percentage rate for qualified borrowers. This amount does not include taxes, insurance or mortgage insurance premiums which, if applicable, will result in a greater payment obligation. Loans with less than 20% down payment may require private mortgage insurance.

± Annual Percentage Yield. Annual Percentage Yield. At maturity, CD renews at the next lower non-promotional term available, with the option to manually renew any certificate term currently offered. $500 minimum deposit required. No early withdrawal penalty charged after seven business days. Early withdrawal penalty applies if funds are withdrawn before maturity for 7-month CD. Penalty is 180 days of dividends and the penalty may be assessed on the principal balance if the dividends earned are insufficient. No partial withdrawals allowed.*Terms and conditions apply. See full details.(opens in a new window)