Compare our checking account options

Find the right Elevations checking account to fit for your lifestyle.

Features

Foothills Free Checking

Peak Perks Checking

Summit Dividend

Monthly fee

Free

Free or $8

Fee waived if: $1k Direct Deposit OR 20 Debit/Credit Card Transactions per month

Free or $10

Monthly fee waived if $10,000 combined daily balance (excludes IRAs, HSAs, and CDs)

Free debit cards & ATM's nationwide

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Secure online banking and mobile app

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Credit score, identity, and dark web monitoring

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Fully managed identity theft resolution services

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Identity theft expense reimbursement coverage

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CyberRecovery powered by DynaRisk

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Roadside assistance

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Cell phone protection

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Travel and leisure discounts

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$hopping Rewards™

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Fuel savings

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0.25% APR* loan rate discount

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0.25% APY^ boost on CDs

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Dividends on checking balance

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Features

Foothills Free Checking

Monthly fee

Free

Free debit cards & ATM's nationwide

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Secure online banking and mobile app

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Credit score, identity, and dark web monitoring

--

Fully managed identity theft resolution services

--

Identity theft expense reimbursement coverage

--

CyberRecovery powered by DynaRisk

--

Roadside assistance

--

Cell phone protection

--

Travel and leisure discounts

--

$hopping Rewards™

--

Fuel savings

--

0.25% APR* loan rate discount

--

0.25% APY^ boost on CDs

--

Dividends on checking balance

--

Peak Perks Checking

Monthly fee

Free or $8

Fee waived if: $1k Direct Deposit OR 20 Debit/Credit Card Transactions per month

Free debit cards & ATM's nationwide

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Secure online banking and mobile app

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Credit score, identity, and dark web monitoring

Vector.png

Fully managed identity theft resolution services

Vector.png

Identity theft expense reimbursement coverage

Vector.png

CyberRecovery powered by DynaRisk

Vector.png

Roadside assistance

Vector.png

Cell phone protection

Vector.png

Travel and leisure discounts

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$hopping Rewards™

Vector.png

Fuel savings

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0.25% APR* loan rate discount

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0.25% APY^ boost on CDs

--

Dividends on checking balance

--

Summit Dividend

Monthly fee

Free or $10

Monthly fee waived if $10,000 combined daily balance (excludes IRAs, HSAs, and CDs)

Free debit cards & ATM's nationwide

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Secure online banking and mobile app

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Credit score, identity, and dark web monitoring

Vector.png

Fully managed identity theft resolution services

Vector.png

Identity theft expense reimbursement coverage

Vector.png

CyberRecovery powered by DynaRisk

Vector.png

Roadside assistance

Vector.png

Cell phone protection

Vector.png

Travel and leisure discounts

Vector.png

$hopping Rewards™

Vector.png

Fuel savings

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0.25% APR* loan rate discount

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0.25% APY^ boost on CDs

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Dividends on checking balance

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Friendly, efficient service. Love the app, and superfast remote check-deposit feature! Saturday hours, too. True community knowledge, service, and involvement. Great business.

— Jeff W., Elevations Member

Commonly Asked Questions

  • There is no minimum balance requirement for Elevations Foothills Free Checking, Buff One Banking, and Forever Buffs Banking. All members are required to pay a one-time $5 membership fee and have a Membership Savings Account (also with no minimum balance requirement).

  • Here’s how ATM fees work for our checking accounts:

    • Free, unlimited withdrawals at Elevations ATMs
    • Eight surcharge-free transactions per month at over 30,000 CO-OP ATMs nationwide
    • Two surcharge-free transactions per month at other ATMs (charges from the owner of the ATM will apply)

    Please see our fee schedule for more details.

  • Yes, Summit Dividend Checking accounts pay dividends on balances over $1,000.

  • Buff One Checking is a free checking account designed for CU Boulder students in partnership with Buff OneCard at CU Boulder. Students can link their Buff OneCard Student ID to their Buff One Checking account for convenient ATM access on campus. Elevations has 10 fee-free ATMs at CU Boulder and is the only financial institution with a full-service branch on campus.

  • Donations made to Elevations Foundation through Local Change Foundation may be tax deductible. Please check with your qualified tax advisor. Donations will appear on your monthly account statement, and you will receive a year-end tax donation statement.

You become a member.
We give back.

There are two steps to become a member of Elevations Credit Union:

  1. You become a member.
    Join Elevations by opening a Membership Savings Account and paying a one-time $5 membership fee. A membership fee is required for each account holder.
  2. We pay it forward.
    We donate your one-time $5 membership fee to the Local Change Foundation to support life-changing scholarships for local students and community grants for affordable housing and mental health nonprofits.

Once you’re a member, you can apply for checking accounts, credit cards, loans, and more.

Learn More

How can we help you?

Membership eligibility and one-time $5 membership fee required at account opening.

*Annual percentage rate

^Annual percentage yield

All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Rate shown as low as for qualified borrowers. Rate may change dependent on credit qualifications and underwriting factors. Please speak with an Elevations representative for more information. Offers of credit are subject to membership requirements and credit approval.