Auto and Harley Davidson Motorcycle Loan Rates

Effective as of June 03, 2026
Vehicle Year** APR* starting at

Vehicle Year**

Model Year 2022 - 2026

APR* starting at

5.49%

Vehicle Year**

Model Year 2021 - older

APR* starting at

5.74%

Motorcycles

Effective as of June 03, 2026
Vehicle Year** APR* starting at

Vehicle Year**

Motorcycle Year 2022 - 2026

APR* starting at

9.74%

Vehicle Year**

Motorcycle Year 2021 - older

APR* starting at

10.24%

Recreational Vehicle Loan Rates

Effective as of June 03, 2026
Vehicle Type** APR* starting at

Vehicle Type**

Titled Loans: Motorhomes, Travel Trailers

APR* starting at

9.74%

Vehicle Type**

Untitled Loans: Motorcycle, ATV, Personal Watercraft, Boat, Snowmobile

APR* starting at

10.74%

Energy Loan Rates

Effective as of May 01, 2024
Terms** APR* Starting at APR* up to

Terms**

36 Month

APR* Starting at

6.990%

APR* up to

9.615%

Terms**

60 Month

APR* Starting at

6.990%

APR* up to

9.615%

Terms**

84 Month

APR* Starting at

7.490%

APR* up to

10.115%

Terms**

120 Month

APR* Starting at

7.740%

APR* up to

10.365%

Terms**

180 Month

APR* Starting at

8.240%

APR* up to

10.865%

Terms**

240 Month - Solar PV only

APR* Starting at

8.740%

APR* up to

11.365%

Personal & Secure Loan Rates

Effective as of May 01, 2024
Loan Type** APR* starting at

Loan Type**

Personal Loan

APR* starting at

10.99%

Loan Type**

Secured Loan

APR* starting at

3.05%

Home Equity Loan Rates

Effective as of January 05, 2026
Loan Type** APR* starting at

Loan Type**

Home Equity Loan - fixed APR

APR* starting at

7.99%

Loan Type**

Home Equity Line of Credit (HELOC) - variable APR

APR* starting at

6.99%

Credit Card Rates

Effective as of December 11, 2025
Card** Intro APR* starting at Regular APR* starting at For every $1 spent, you get:

Card**

Visa

Intro APR* starting at

0% for 12 months (purchases & balance transfers)

Regular APR* starting at

11.74%

For every $1 spent, you get:

--

Card**

Visa Rewards

Intro APR* starting at

0% for 12 months (purchases & balance transfers)

Regular APR* starting at

15.49%

For every $1 spent, you get:

1 point on all purchases

Card**

Visa Signature Travel Rewards

Intro APR* starting at

0% for first 12 months (purchases)

Regular APR* starting at

18.24%

For every $1 spent, you get:

3% points on travel purchases and 1.5 points on all other purchases

Card**

Visa Signature Cash Rewards

Intro APR* starting at

0% for first 12 months (purchases)

Regular APR* starting at

18.24%

For every $1 spent, you get:

1.5% cash back

Card**

Go Buffs® Visa Signature Rewards

Intro APR* starting at

0% for first 12 months (balance transfers)

Regular APR* starting at

18.24%

For every $1 spent, you get:

3% cash back at select CU Merchants, 2% cash back on gas, restaurants, phone or streaming services and 1% cash back on all other purchases.
 

Savings

Last Updated: February 01, 2026
Product Dividend Rate APY^

Product

Regular

Dividend Rate

0.05%

APY^

0.05%

Product

IRA

Dividend Rate

0.15%

APY^

0.15%
 

Money Market Options

Last Updated: February 01, 2026
Account/Amount Dividend Rate APY^
Flex Tier Money Market

Account/Amount

$0 - $1,999.99

Dividend Rate

0.10%

APY^

0.10%

Account/Amount

$2,000 - $9,999.99

Dividend Rate

0.25%

APY^

0.25%

Account/Amount

$10,000 - $24,999.99

Dividend Rate

1.00%

APY^

1.00%

Account/Amount

$25,000 - $49,999.99

Dividend Rate

1.98%

APY^

2.00%

Account/Amount

$50,000 - $74,999.99

Dividend Rate

1.98%

APY^

2.00%

Account/Amount

$75,000 - $99,999.99

Dividend Rate

1.98%

APY^

2.00%

Account/Amount

$100,000 - $199,999.99

Dividend Rate

1.98%

APY^

2.00%

Account/Amount

$200,000 and up

Dividend Rate

2.96%

APY^

3.00%
Money Market Savings Accounts

Account/Amount

Select - ($25,000 and up)

Dividend Rate

1.00%

APY^

1.00%

Account/Amount

Premier - ($50,000 and up)

Dividend Rate

1.49%

APY^

1.50%

Account/Amount

Jumbo - ($100,000 and up)

Dividend Rate

1.98%

APY^

2.00%
 

Checking

Last Updated: February 01, 2026
Product Dividend APY^
Summit Dividend Checking

Product

$0 - $999.99

Dividend

0.00%

APY^

0.00%

Product

$1,000 - $4,999.99

Dividend

0.05%

APY^

0.05%

Product

$5,000 - $9,999.99

Dividend

0.05%

APY^

0.05%

Product

$10,000 and up

Dividend

0.10%

APY^

0.10%
HSA Checking

Product

$0 and up

Dividend

0.25%

APY^

0.25%
eStyle Checking (for reference on existing accounts, product retired as of 2/10/2022)

Product

$0 - $999.99

Dividend

0.00%

APY^

0.00%

Product

$1,000 - $4,999.99

Dividend

0.05%

APY^

0.05%

Product

$5,000 - $9,999.99

Dividend

0.05%

APY^

0.05%

Product

$10,000 and up

Dividend

0.10%

APY^

0.10%
 

Certificates (Regular, IRA, HSA, Business)

Effective as of February 01, 2026
Terms Dividend Rate APY^
Standard (Min Balance: Regular/Business $500, IRA/HSA $100)

Terms

3 Month Certificate

Dividend Rate

2.47%

APY^

2.50%

Terms

6 Month Certificate

Dividend Rate

2.96%

APY^

3.00%

Terms

12 Month Certificate

Dividend Rate

2.96%

APY^

3.00%

Terms

18 Month Certificate

Dividend Rate

2.47%

APY^

2.50%

Terms

24 Month Certificate

Dividend Rate

2.47%

APY^

2.50%

Terms

36 Month Certificate

Dividend Rate

2.47%

APY^

2.50%

Terms

48 Month Certificate

Dividend Rate

2.47%

APY^

2.50%

Terms

60 Month Certificate

Dividend Rate

2.47%

APY^

2.50%
Jumbo (N/A Business) (Min Balance $100,000)

Terms

Jumbo 6 Month

Dividend Rate

3.06%

APY^

3.10%

Terms

Jumbo 12 Month

Dividend Rate

3.06%

APY^

3.10%

Terms

Jumbo 24 Month

Dividend Rate

2.57%

APY^

2.60%

Terms

Jumbo 60 Month

Dividend Rate

2.57%

APY^

2.60%

First Tracks Certificates

Last Updated: February 01, 2026
Product Dividend Rate APY^
Standard (Min Balance $100)

Product

12 Month First Tracks Certificate

Dividend Rate

2.96%

APY^

3.00%

Product

24 Month First Tracks Certificate

Dividend Rate

2.47%

APY^

2.50%
 

Promotional Certificates

Effective as of June 03, 2026
Promotional Rate Min Balance Dividend Rate APY^ Account Types Conditions
Standard:

Promotional Rate

7 Month Promotional

Min Balance

$500

Dividend Rate

3.445%

APY^

3.50%

Account Types

Regular, Traditional IRA, Roth IRA, HSA, Business

Conditions

Auto-renews to non-promotional 6mo CD
Jumbo:

Promotional Rate

7 Month Promotional

Min Balance

$100,000

Dividend Rate

3.542%

APY^

3.60%

Account Types

Regular, Traditional IRA, HSA

Conditions

Auto-renews to non-promotional 6mo CD
Flex CD - Standard:

Promotional Rate

4 Month Promotional

Min Balance

$500

Dividend Rate

3.445%

APY^

3.50%

Account Types

Regular, Business

Conditions

Auto-renews to non-promotional 3mo CD

Business

Last Updated: December 22, 2025
Product Minimum Opening Balance Dividend Rate APY^
Regular Savings

Product

Regular Savings Account

Minimum Opening Balance

$0

Dividend Rate

0.05%

APY^

0.05%
Business Money Market Account

Product

$0 - $24,999.99

Minimum Opening Balance

$0

Dividend Rate

0.50%

APY^

0.50%

Product

$25,000 - $49,999.99

Minimum Opening Balance

$0

Dividend Rate

0.75%

APY^

0.75%

Product

$50,000 - $99,999.99

Minimum Opening Balance

$0

Dividend Rate

1.00%

APY^

1.00%

Product

$100,000 - $249,999.99

Minimum Opening Balance

$0

Dividend Rate

1.24%

APY^

1.25%

Product

$250,000 - $499,999.99

Minimum Opening Balance

$0

Dividend Rate

1.98%

APY^

2.00%

Product

$500,000 - $999,999.99

Minimum Opening Balance

$0

Dividend Rate

2.96%

APY^

3.00%

Product

$1,000,000 and up

Minimum Opening Balance

$0

Dividend Rate

2.96%

APY^

3.00%
Standard Certificates of Deposit (CD)

Product

3 Month Certificate

Minimum Opening Balance

$500

Dividend Rate

2.47%

APY^

2.50%

Product

6 Month Certificate

Minimum Opening Balance

$500

Dividend Rate

2.96%

APY^

3.00%

Product

12 Month Certificate

Minimum Opening Balance

$500

Dividend Rate

2.96%

APY^

3.00%

Product

18 Month Certificate

Minimum Opening Balance

$500

Dividend Rate

2.47%

APY^

2.50%

Product

24 Month Certificate

Minimum Opening Balance

$500

Dividend Rate

2.47%

APY^

2.50%

Product

36 Month Certificate

Minimum Opening Balance

$500

Dividend Rate

2.47%

APY^

2.50%

Product

60 Month Certificate

Minimum Opening Balance

$500

Dividend Rate

2.47%

APY^

2.50%
Premium Business Checking

Product

$0 - $99,999.99

Minimum Opening Balance

$100

Dividend Rate

0.15%

APY^

0.15%

Product

$100,000 and up

Minimum Opening Balance

$100

Dividend Rate

0.25%

APY^

0.25%
Dividend Business Escrow

Product

$0 - $99,999.99

Minimum Opening Balance

$0

Dividend Rate

0.15%

APY^

0.15%

Product

$100,000 and up

Minimum Opening Balance

$0

Dividend Rate

0.25%

APY^

0.25%

How can we help you?

*Annual percentage rate

^Annual percentage yield

**All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Rate shown as low as for qualified borrowers. Rate may change dependent on credit qualifications and underwriting factors. Please speak with an Elevations representative for more information. Offers of credit are subject to membership requirements and credit approval.