Mortgage Sales Manager
Aaron Staufer
NMLS# 501268 |
About Aaron
Aaron Staufer believes that life is at its best when you‘re working with those who are the best at what they do. With this in mind, Team Staufer strives to always offer the best service: personal, consistent, educational, and easy. Learn more about Aaron Staufer.(opens in a new window)
Starting in real estate in 2006, Aaron was first licensed as a Real Estate Agent and then pivoted to mortgages in 2009. Aaron began his mortgage career as a Loan Officer Assistant, transitioning to a Loan Officer in 2013, and in 2020 made the leap to Sales Manager. He is consistently ranked among the top producing lenders, not only in Colorado but also nationally! He has won the Scotsman Guide Award for Top Mortgage Originator since 2015 and in 2023 was honored to receive Top Emerging Star as well. With his vast experience in real estate, his passion lies in the education of our membership and he is uniquely qualified to assist our members with every kind of purchase and refinance transaction. Aaron has lived in Colorado for over 30 years, between Evergreen, Colorado Springs, and finally settling in Boulder County in 2000. When he’s not assisting our members, he can be found playing soccer or riding his motorcycle with his dog Finnian in the sidecar.2024 Scotsman Award
Top Originator Award
For the last 14 years, Scotsman Guide has ranked thousands of the nation’s top-producing residential mortgage originators. The longevity, verification process and comprehensive scope of this list have positioned it as a benchmark for the mortgage industry.
Received Following Awards:
Top Dollar Volume
Most Loans Closed
Certifications
The below certifications are a sign that we are committed to providing high-quality and knowledgeable service regarding FHA and VA to our members:
Certified FHA Mortgage Professional (CFMP)
Certified Veterans Lending Specialist (CVLS)
Interested in learning more about an Elevations mortgage? Request a personalized loan proposal.
Need down payment assistance? Down Payment Resource* can connect you with programs that can assist with down payments and closing costs.
Aaron was very patient
“The experience was very personable, the team was patient and warm with our questions and they didn’t pressure us or make us feel like we had to move forward with anything we didn’t feel comfortable with. We also appreciate that it’s a credit union that participates in community education and outreach.” Sonia A.
Thank you for making getting a mortgage doable!
“We have finally moved in and gotten settled into our new house and wanted to take the opportunity to thank you for your expert knowledge, excellent communication skills, and great patience in answering all our questions. Thank you for making getting a mortgage doable – both affordable and even more importantly, understandable. You must have many clients, but we never once felt like “one of many,” which made for a wonderful experience. Thank you for all the effort you put into creating a wonderful experience – and making our dream home a reality!” —Rachel L. and Carlo M.
Very impressive team
“Even if I try to find something to improve, I can’t find anything. Aaron Staufer and his team hit a grand slam!!! I’m a CPA and I know great service when I see it. Superior service, incredibly organized, great communication, polite, and professional. I have worked with a large number of different businesses over the years due to my profession. Very, very, impressive.” —Barry S.
Find out what your home is worth.
Why Elevations Mortgage Lending?
Top three reasons Colorado Borrowers choose Elevations Credit Union.
Easy and Seamless Process
Wide Range of Options and Products to choose from
Competitive Rates and Fees that allow us to give back to both you and the community
Why Elevations Mortgage Lending?
Top three reasons Colorado Realtors refer Elevations Credit Union:
Smooth, on-time Closings with no Surprises – We provide a consistent experience throughout the entire loan process
Excellent, Local Customer Service
Strong Reputation amongst the Real Estate Community
Why Elevations Mortgage Lending?
Top three reasons Colorado Listing Agents accept our offers:
Personal Relationships within the Real Estate Community
Quick turn times that allow us to compete with cash competitive offers
We provide local appraisers who are familiar with the area
Let's talk mortgage loans:
These mortgage loans have a rate and monthly payment that stay the same throughout the lifetime of the loan. We offer fixed rate mortgages with 10, 15, 20 or 30 year terms. Consider this type of loan if:
You want consistent payments year after year
You are planning to stay in the home for a long period of time
You anticipate interest rates will rise
This mortgage loan closes in as quickly as 15 business days, whether it's a new purchase or financing your existing mortgage loan. No appraisal is needed with this product. Consider this type of loan if:
You want a no closing cost option
You are looking to close quickly on the property
Loan amounts up to $250,000
ARMs allow you to start with a lower rate than fixed-rate loans, but the rate can adjust up or down periodically. Elevations' ARMs start with an introductory term of 3, 5, 7 or 10 years. Consider this type of loan if:
You desire greater cash flow management options
You are planning to stay in the home for a short period of time
You expect your earnings to increase
You anticipate that interest rates will drop
You are confident you can handle higher payments if the rate increases
3 and 5 year ARMs
Maximum of 2% initial rate change after introductory term
Maximum of 1% rate change every 6 months
Maximum of 5% total rate change over the life of the loan
7 and 10 year ARMs
Maximum of 5% initial rate change after introductory term
Maximum of 1% rate change every 6 months
Maximum of 5% total rate change over the life of the loan
Elevations Interest Only ARM is an adjustable-rate mortgage that applies initial payments to the interest only for the first several years of the loan. Elevations' Interest Only loans start with an introductory term of 5, 7 or 10 years. Consider this type of loan if:
You desire greater cash flow management options
You are planning to stay in the home for a short period of time
You expect your earnings to increase
You anticipate that interest rates will drop
You are confident you can handle higher payments if the rate increases
5 Year Interest Only ARM
Maximum of 2% initial rate change after introductory term
Maximum of 1% rate change every six months
Maximum of 5% total rate change over the life of the loan
7 & 10 Year Interest Only ARMs
Maximum of 5% initial rate change after introductory term
Maximum of 1% rate change every six months
Maximum of 5% total rate change over the life of the loan
A Federal Housing Administration (FHA) loan is backed by Private Mortgage Insurance (PMI), which is often paid by the borrower. In general, FHA-insured loans are easier to qualify for. Consider this type of loan if:
You are a first-time homebuyer
A lower down payment option fits your budget
You are just beginning to build your credit
Conforming loans are typically up to $647,200
Available to all service members, veterans and eligible surviving spouses
Often requires no down payment or Private Mortgage Insurance
The United States Department of Agriculture (USDA) offers home loans for real estate purchases in small cities and rural areas in Colorado.
If your dream house requires a loan amount higher than a conforming loan (typically $647,200), Elevations will work with you to find the best options for financing. We offer Fixed Rate and Adjustable Rate Jumbo Mortgages.
Consider a Fixed Rate Jumbo Mortgage with 15, 20 or 30 year terms if:
You want consistent payments year after year
You are planning to stay in the home for a long period of time
Consider an Adjustable Rate Jumbo Mortgage with 3, 5, 7 or 10 year terms if:
You desire greater cash flow management options
You are planning to stay in the home for a short period of time
You expect your earnings to increase
You anticipate that interest rates will drop
You are confident you can handle higher payments if the rate increases
If you have any questions about Home Equity, please click here(opens in a new window) to learn more.
Ready to get started? Applying online is simple.
MORTGAGE CALCULATOR
Estimate your monthly mortgage payments.
Use our mortgage calculator to help get a better picture of what to expect with a new mortgage. You can estimate what your monthly payments might be and the total amount you will eventually pay for the property.
Mortgage Seminars
Join us to learn more about homebuying.
We proudly offer seminars along the Front Range every month that are free and open to the public. Topics include buying your first home, home appraisals, investment properties and more. We are committed to answering your questions, addressing concerns and empowering you all along the way.