About Carmen

Drawing on 14 years of experience in the banking industry, Carmen has a wealth of knowledge that helps her guide members through the home loan process. Her thorough approach includes taking time to cover the details of each transaction with her members, so they are confident and understand every step of the process.

Carmen is a Denver native and proud to serve the community where she grew up. When she’s not busy helping members achieve their dreams of homeownership, Carmen enjoys spending time with her husband and children and exploring everything that beautiful Colorado has to offer.

"This process was so easy and comfortable and that is 100% because of Carmen Hanagriff. She just went above and beyond anything we'd expected. Carmen deserves a giant hug, high five, and raise - I plan to work with her again in the future." -Alice Cochran

Find out what your home is worth.

Suburban homes on a neighborhood street

Why Elevations Mortgage Lending?

Top three reasons Colorado Borrowers choose Elevations Credit Union.

  1. Easy and Seamless Process

  2. Wide Range of Options and Products to choose from

  3. Competitive Rates and Fees that allow us to give back to both you and the community

Why Elevations Mortgage Lending?

Top three reasons Colorado Realtors refer Elevations Credit Union:

  1. Smooth, on-time Closings with no Surprises – We provide a consistent experience throughout the entire loan process

  2. Excellent, Local Customer Service

  3. Strong Reputation amongst the Real Estate Community

A realtor reviewing a home offer with a couple
A listing agent meets with prospective home buyers

Why Elevations Mortgage Lending?

Top three reasons Colorado Listing Agents accept our offers:

  1. Personal Relationships within the Real Estate Community

  2. Quick turn times that allow us to compete with cash competitive offers

  3. We provide local appraisers who are familiar with the area

Ready to get started? Applying online is simple.

Young couple carries moving boxes into their new home


Estimate your monthly mortgage payments.

Use our mortgage calculator to help get a better picture of what to expect with a new mortgage. You can estimate what your monthly payments might be and the total amount you will eventually pay for the property.

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Mortgage Seminars

Join us to learn more about homebuying.

We proudly offer seminars along the Front Range every month that are free and open to the public. Topics include buying your first home, home appraisals, investment properties and more. We are committed to answering your questions, addressing concerns and empowering you all along the way.