About Carmen

With nearly two decades of experience in the banking industry, Carmen has a wealth of knowledge that helps her guide each client through the home loan process. Her thorough approach helps clients understand the mortgage process clearly, empowering them to make informed and confident decisions every step of the way. As Carmen works with clients, she is committed to helping them find mortgage solutions that align with their short-term and long-term financial goals.

Carmen is a Denver native and proud to serve the community where she grew up. She serves on two local Parent Teacher Community Organization (PTCO) boards where she helps organize community nights. When she’s not busy helping clients achieve homeownership and volunteering her time, Carmen enjoys spending time with her husband, Andrew, and their children Jace, Austin and Mia. Carmen and her family love exploring everything that beautiful Colorado has to offer and traveling to new, fun places around the country.

Certifications

The below certifications are a sign that we are committed to providing high-quality and knowledgeable service regarding FHA and VA to our members:

  • Certified FHA Mortgage Professional (CFMP)

  • Certified Veterans Lending Specialist (CVLS)

Interested in learning more about an Elevations mortgage? Request a personalized loan proposal.

Need down payment assistance? Down Payment Resource* can connect you with programs that can assist with down payments and closing costs.

"This process was so easy and comfortable and that is 100% because of Carmen Hanagriff. She just went above and beyond anything we'd expected. Carmen deserves a giant hug, high five, and raise - I plan to work with her again in the future." -Alice Cochran

Find out what your home is worth.

Suburban homes on a neighborhood street

Why Elevations Mortgage Lending?

Top three reasons Colorado Borrowers choose Elevations Credit Union.

  1. Easy and Seamless Process

  2. Wide Range of Options and Products to choose from

  3. Competitive Rates and Fees that allow us to give back to both you and the community

Why Elevations Mortgage Lending?

Top three reasons Colorado Realtors refer Elevations Credit Union:

  1. Smooth, on-time Closings with no Surprises – We provide a consistent experience throughout the entire loan process

  2. Excellent, Local Customer Service

  3. Strong Reputation amongst the Real Estate Community

A realtor reviewing a home offer with a couple
A listing agent meets with prospective home buyers

Why Elevations Mortgage Lending?

Top three reasons Colorado Listing Agents accept our offers:

  1. Personal Relationships within the Real Estate Community

  2. Quick turn times that allow us to compete with cash competitive offers

  3. We provide local appraisers who are familiar with the area

Ready to get started? Applying online is simple.

Young couple carries moving boxes into their new home

MORTGAGE CALCULATOR

Estimate your monthly mortgage payments.

Use our mortgage calculator to help get a better picture of what to expect with a new mortgage. You can estimate what your monthly payments might be and the total amount you will eventually pay for the property.

Woman teaching child to ride a bike

Mortgage Seminars

Join us to learn more about homebuying.

We proudly offer seminars along the Front Range every month that are free and open to the public. Topics include buying your first home, home appraisals, investment properties and more. We are committed to answering your questions, addressing concerns and empowering you all along the way.