About Chris

Chris started working in the mortgage industry in 1993 and obtained his Realtor® license in 1995. Over the years, he's alternated between both the mortgage and real estate industries. In October 2015, he decided to focus on residential home loans and joined the Elevations Home Lending Team. He offers both home purchases and refinances with FHA, VA, conventional, jumbo and portfolio loans.

Chris enjoys walking Elevations members through the home loan application and answer questions about the entire purchasing process, from what to expect during home inspections to understanding points, fees, and credits on a loan. When he's not getting creative with home loans for Elevations members, Chris spends time with his teenage daughter and maps out trips to visit his family in Florida, Seattle, and Maui.

He also has many hobbies, including motorcycles, two beehives, a handful of pet chickens and a pair of goats on his acreage about 20 minutes north of Boulder. Chris is an avid musician who plays guitar and sings with a local Americana band.

"Our mortgage banker Chris Cullen was incredibly helpful and attentive throughout the entire process." -Rebecca Mathews

Find out what your home is worth.

Suburban homes on a neighborhood street

Why Elevations Mortgage Lending?

Top three reasons Colorado Borrowers choose Elevations Credit Union.

  1. Easy and Seamless Process

  2. Wide Range of Options and Products to choose from

  3. Competitive Rates and Fees that allow us to give back to both you and the community

Why Elevations Mortgage Lending?

Top three reasons Colorado Realtors refer Elevations Credit Union:

  1. Smooth, on-time Closings with no Surprises – We provide a consistent experience throughout the entire loan process

  2. Excellent, Local Customer Service

  3. Strong Reputation amongst the Real Estate Community

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A listing agent meets with prospective home buyers

Why Elevations Mortgage Lending?

Top three reasons Colorado Listing Agents accept our offers:

  1. Personal Relationships within the Real Estate Community

  2. Quick turn times that allow us to compete with cash competitive offers

  3. We provide local appraisers who are familiar with the area

2022 Scotsman Award

Top Originator Award

For the last 12 years, Scotsman Guide has ranked thousands of the nation’s top-producing residential mortgage originators. The longevity, verification process and comprehensive scope of this list have positioned it as a benchmark for the mortgage industry. Received Following Awards:

  • Top Dollar Volume

  • Most Loans Closed

Scotsman Top Originators Award Logo

Let's talk mortgage loans:

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Estimate your monthly mortgage payments.

Use our mortgage calculator to help get a better picture of what to expect with a new mortgage. You can estimate what your monthly payments might be and the total amount you will eventually pay for the property.

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Mortgage Seminars

Join us to learn more about homebuying.

We proudly offer seminars along the Front Range every month that are free and open to the public. Topics include buying your first home, home appraisals, investment properties and more. We are committed to answering your questions, addressing concerns and empowering you all along the way.