About Sarah

With an emphasis on education throughout the loan process, Sarah loves answering questions from members and helping members find the best loan solutions for their financial goals — whether that’s purchasing a first home, adding a vacation home or refinancing an existing property. Having worked in the mortgage industry since 2002, Sarah brings a wealth of knowledge from processor, underwriter, closer and originator positions at both local credit unions and large national banks. Sarah joined Elevations Credit Union in 2011, and she appreciates that employees are encouraged to simply do the right thing. Sarah graduated from the University of Northern Iowa. She lives in Arvada with her husband and two daughters.

"Sarah Reams is the best mortgage broker/consultant we have ever had the pleasure of working with." -Ricky Kalcevic

Find out what your home is worth.

Suburban homes on a neighborhood street

Why Elevations Mortgage Lending?

Top three reasons Borrowers choose Elevations Credit Union.

  1. Easy and Seamless Process

  2. Wide Range of Options and Products to choose from

  3. Competitive Rates and Fees that allow us to give back to both you and the community

Why Elevations Mortgage Lending?

Top three reasons Realtors refer Elevations Credit Union:

  1. Smooth, on-time Closings with no Surprises – We provide a consistent experience throughout the entire loan process

  2. Excellent, Local Customer Service

  3. Strong Reputation amongst the Real Estate Community

A realtor reviewing a home offer with a couple
A listing agent meets with prospective home buyers

Why Elevations Mortgage Lending?

Top three reasons Listing Agents accept our offers:

  1. Personal Relationships within the Real Estate Community

  2. Quick turn times that allow us to compete with cash competitive offers

  3. We provide local appraisers who are familiar with the area

2022 Scotsman Award

Top Originator Award

For the last 12 years, Scotsman Guide has ranked thousands of the nation’s top-producing residential mortgage originators. The longevity, verification process and comprehensive scope of this list have positioned it as a benchmark for the mortgage industry. Received Following Awards:

  • Top Dollar Volume

  • Most Loans Closed

  • Top Women Originators

Scotsman Top Originators Award Logo

Let's talk mortgage loans:

Ready to get started? Applying online is simple.

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MORTGAGE CALCULATOR

Estimate your monthly mortgage payments.

Use our mortgage calculator to help get a better picture of what to expect with a new mortgage. You can estimate what your monthly payments might be and the total amount you will eventually pay for the property.

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Mortgage Seminars

Join us to learn more about homebuying.

We proudly offer seminars along the Front Range every month that are free and open to the public. Topics include buying your first home, home appraisals, investment properties and more. We are committed to answering your questions, addressing concerns and empowering you all along the way.