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If your vehicle is stolen or totaled, your auto insurance may not cover everything you still owe on your loan. That difference — or “gap” — could come out of your pocket without GAP coverage.

GAP helps by:

• Covering the difference between your insurance payout and your remaining loan balance
• Preventing payments on a vehicle that’s damaged beyond repair or not recovered
• Offering GAP Plus, which may include up to $1,000 toward a down payment on a replacement vehicle (where allowed and when financed by Elevations)

GAP is fully refundable within the first 90 days. You can add it when you apply or later, and the cost can be rolled into your monthly payment.

Unexpected repairs can be costly, especially once your manufacturer’s warranty runs out. Mechanical repair coverage helps pay for covered repairs when breakdowns happen.

MRC includes:

• Coverage for eligible repairs that could otherwise cost hundreds or thousands
• Roadside assistance and travel expense reimbursement available right away
• Ongoing protection after your manufacturer’s warranty expires

MRC is cancelable at any time on a pro‑rata basis. You can enroll when you apply or add it later, with costs rolled into your loan.

Elevations Loan Protection safeguards your auto loan, personal loan, or secured loan in the case of an unforeseen event that impacts your ability to pay. If you can't make your payments and have a qualifying event, loan protection can make them for you.

Elevations Loan Protection benefits:

• Helps protect you and your family against financial hardship should the unexpected occur
• Helps protect your credit rating by avoiding late or missed payments
• Can protect up to two borrowers per loan
• Reduces the financial burden on your family should you pass away, become disabled, or lose your job
• Offers easy enrollment and simple eligibility requirements

You can sign up for Elevations Loan Protection when you open your loan or contact us to add it later.