Small business banking accounts that work for you
Small Business Checking Accounts
Our small business checking account is built to keep your business running smoothly with essential features and minimal costs. It’s ideal for startups, freelancers, and small business owners who need a flexible checking account with easy cash flow access and fewer fees.
- No monthly maintenance fee
Keep costs low with no monthly fees and a low minimum balance requirement - Online and mobile banking
Easily manage your account anytime, anywhere with online and mobile access - Electronic statements and bill pay
Simplify your finances with online statements and bill payments - Debit card access
Make purchases and access your business funds at ATMs with your business debit card - Dedicated business support
Get expert help from Elevations team members whenever you need guidance
Small Business Savings Accounts
Use our small business savings account to set aside funds for taxes, emergency reserves, equipment purchases, or future growth while keeping your money accessible when you need it.
- Competitive dividend rates
Grow your savings with rates designed to maximize your business reserves. - No monthly fee with minimum balance
Keep more of your hard-earned money without unnecessary fees or charges. - Automatic transfers from checking
Easily move funds from your checking account to build savings based on your schedule. - Online account management
Track balances, activity and account growth with our convenient online banking tools. - NCUA-insured
Rest easy knowing your savings are federally insured.
I've been a member at Elevations for 15+ years and they are wonderful to work with. Their branches, tellers, bankers, customer service team are helpful and polite. Their website and app are great and make it easy to do business with them.
Why Elevations for your small business banking needs?
See how Elevations makes small business banking simple, flexible and personal:
- Locally owned and relationship-focused
Guidance that’s locally centered, personal, and relevant - Transparent and low fees
No hidden fees — just straightforward pricing that helps you keep more of your money - Digital tools with human support
Online management with help from a real person when you need help - Custom solutions
Guidance and products tailored to your business
Take control of your small business finances today
Open a small business checking or savings account with Elevations Credit Union and take advantage of flexible banking and expert support designed for Colorado business owners like you.
Commonly Asked Questions
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You’ll need your business license, EIN, or Social Security Number (for sole proprietors), formation documents, and a government-issued photo ID. Our team will walk you through every step of the process.
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Most accounts have no monthly maintenance fee when a low minimum balance is maintained. We prioritize affordability and transparency so your money can stay focused on growing your business.
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Yes! You’ll have 24/7 access to your small business checking and savings accounts through Elevations’ secure online banking and mobile app.
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Absolutely. All eligible accounts are insured by the National Credit Union Administration (NCUA) up to the standard limits, giving you peace of mind.
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Yes. You can set up automatic transfers between your Elevations business checking and savings accounts for smarter cash flow management.
How can we help you?
Give us a call at (800) 429-7626 | Routing #307074580
Membership eligibility and one-time $5 membership fee required at account opening