Mortgage Loan Officer

Jenny Austin

Broomfield Mortgage and Business Service - Appt. Only

1 Environmental Way, Broomfield, CO 80021
Office: (720) 289-9722
Email: [email protected]
NMLS: 406553

Jenny has worked in the financial services and home lending industry for over 14 years. She takes a consultative and no-pressure approach to helping her clients. Jenny takes pride in educating her clients on their different home financing options. She customizes each solution to help them achieve their goals.

Jenny provides the personalized attention her clients deserve and enjoys building long-term relationships with them and their families. Understanding that home loans aren't just "one size fits all" and ensuring her clients have the right home lending solutions to achieve their personal goals is part of what sets Jenny apart from other lenders.

Jenny was born and raised in Michigan and is a graduate of Western Michigan University. She would visit her aunt year after year during Memorial Day weekend to participate in the Bolder Boulder 10k. There her love for Colorado grew, and she decided to relocate in 2013. When presented with a job opportunity to relocate to Boulder, she jumped at the chance!

When Jenny isn't helping families achieve their dream of homeownership, she enjoys exploring Colorado, golfing, hiking, skiing, scuba diving (when she can get to the water!) and spending time at her second home in Santa Fe, NM.

NAMB - FHA Certification

Certified FHA Mortgage Professional

We are committed to providing high-quality and knowledgeable service regarding FHA and VA to our members.

Received Following Certification:

Certified FHA Mortgage Professional (CFMP)

NAMB - VA Certification

NAMB - VA Certification

We are committed to providing high-quality and knowledgeable service regarding FHA and VA to our members:

Recognition Received:

Certified Veterans Lending Specialist (CVLS)

Home Lending Resources

  • Information for Homeowners

    Escrow accounts, property taxes and homeowners insurance — we've got the resources and guidance you need to feel confident that you’re covered.

  • Mortgage Seminars

    Elevations' free monthly seminars along the Front Range cover a range of topics including buying your first home, home appraisals, investment properties, and more. We are committed to answering your questions, addressing concerns, and empowering you all along the way.

  • Mortgage Calculators

    Use our mortgage calculator to help get a better picture of what to expect with a new mortgage. You can estimate what your monthly payments might be and the total amount you will eventually pay for the property.

  • icon of tools in a toolbox

    Down Payment Resource

    Need down payment assistance? Down Payment Resource can connect you with programs that can assist with down payments and closing costs.

Interested in learning more about an Elevations mortgage? Request a personalized loan proposal.

Request Loan Proposal

Let's talk mortgage loans

  • These mortgage loans have a rate and fixed principal and interest payment that stay the same throughout the lifetime of the loan. We offer fixed rate mortgages with 10, 15, 20, or 30 year terms. Consider this type of loan if:

    • You want consistent payments year after year
    • You are planning to stay in the home for a long period of time
    • You anticipate interest rates will rise

  • This mortgage loan closes in as quickly as 15 business days. No appraisal is needed with this product. Consider this type of loan if:

    • You want a no closing cost option
    • You are looking to close quickly on the property
    • Loan amounts up to $250,000
    • Refinance loans only

  • ARMs allow you to start with a lower rate than fixed-rate loans, but the rate can adjust up or down periodically. Elevations' ARMs start with an introductory term of 3, 5, 7, or 10 years. Consider this type of loan if:

    • You desire greater cash flow management options
    • You are planning to stay in the home for a short period of time
    • You expect your earnings to increase
    • You anticipate that interest rates will drop
    • You are confident you can handle higher payments if the rate increases

    3- and 5-year ARMs

    • Maximum of 2% initial rate change after introductory term
    • Maximum of 1% rate change every 6 months
    • Maximum of 5% total rate change over the life of the loan

    7 and 10-year ARMs

    • Maximum of 5% initial rate change after introductory term
    • Maximum of 1% rate change every 6 months
    • Maximum of 5% total rate change over the life of the loan

  • Elevations Interest-only ARM is an adjustable-rate mortgage that applies initial payments to the interest only for the first several years of the loan. Elevations interest-only loans start with an introductory term of 5, 7, or 10 years. Consider this type of loan if:

    • You desire greater cash flow management options
    • You are planning to stay in the home for a short period of time
    • You expect your earnings to increase
    • You anticipate that interest rates will drop
    • You are confident you can handle higher payments if the rate increases

    5-year interest-only ARM

    • Maximum of 2% initial rate change after introductory term
    • Maximum of 1% rate change every six months
    • Maximum of 5% total rate change over the life of the loan

    7 & 10-year interest-only ARMs

    • Maximum of 5% initial rate change after introductory term
    • Maximum of 1% rate change every six months
    • Maximum of 5% total rate change over the life of the loan

  • A Federal Housing Administration (FHA) loan is backed by private mortgage insurance (PMI), which is often paid by the borrower. In general, FHA-insured loans are easier to qualify for. Consider this type of loan if:

    • You are a first-time homebuyer
    • A lower down payment option fits your budget
    • You are just beginning to build your credit
    • Loan limit amounts vary by county

  • VA loans offer special benefits to veterans, active-duty service members, National Guard, and Reserve members and surviving spouses. Benefits include:

    • No down payment
    • No private mortgage insurance (PMI)
    • More competitive interest rates
    • Flexible credit criteria

  • The United States Department of Agriculture (USDA) offers home loans for real estate purchases in small cities and rural areas in Colorado.

  • If your dream house requires a loan amount higher than the conforming loan limit in your county, Elevations will work with you to find the best options for financing. We offer Fixed Rate and Adjustable Rate Jumbo Mortgages.

    Consider a Fixed Rate Jumbo Mortgage with 15, 20, or 30 year terms if:

    • You want consistent payments year after year
    • You are planning to stay in the home for a long period of time

    Consider an Adjustable Rate Jumbo Mortgage with 3, 5, 7, or 10 year terms if:

    • You desire greater cash flow management options
    • You are planning to stay in the home for a short period of time
    • You expect your earnings to increase
    • You anticipate that interest rates will drop
    • You are confident you can handle higher payments if the rate increases

  • If you have any questions about Home Equity, please read more.