Mortgage Loan Officer

Megan Wiegand

Serving Castle Rock and Douglas County

Office: (720) 684-7039
Email: [email protected]
NMLS: 1491567

Megan brings more than 10 years of lending experience to clients across Colorado. A Colorado native, Megan is deeply rooted in the community and is passionate about helping individuals and families navigate one of life’s most important financial decisions with confidence and clarity.

Throughout her career, Megan has worked with a wide range of borrowers from first-time homebuyers to high-net-worth clients and real estate investors, providing thoughtful guidance tailored to each unique situation. Known for her strong communication style and in-depth knowledge of lending guidelines, she is a trusted resource for her clients as well as real estate agents and referral partners who value reliability, transparency, and collaboration.

Megan’s approach centers on relationships. She believes successful lending goes beyond rates and products; it’s about understanding goals, educating clients, and creating long-term collaborations built on trust. Whether assisting with a home purchase, refinancing strategy, or investment property financing, Megan is committed to delivering a smooth, informed, and personalized experience from start to finish.

Outside of work, Megan enjoys spending time with her husband and their two children. A sports enthusiast, she loves football and hockey and embraces the active Colorado lifestyle. Her strong local ties combined with a decade of industry expertise make Megan a dedicated advocate for Colorado homebuyers and homeowners.

Megan was amazing to work with! Megan is very helpful, always communicative, and made the process smooth and stress free. I truly appreciated her guidance and would highly recommend her to anyone looking for a reliable and supportive lender.

— Greg K.

Megan was extremely helpful in guiding us through this process. She checked in with us during the early part of the process as we started a couple months before we were able to buy. There was great communication and quick responses throughout and she made us feel at ease.

— Trevor

Megan has been with me for years, including through my first home purchase. She is a wealth of knowledge and always available to answer any question. Her patience and approachability made the entire process feel manageable, and I have no doubt she’ll be with me for any future home purchases.

— Aimee S.

Home Lending Resources

  • Information for Homeowners

    Escrow accounts, property taxes and homeowners insurance — we've got the resources and guidance you need to feel confident that you’re covered.

  • Mortgage Seminars

    Elevations' free monthly seminars along the Front Range cover a range of topics including buying your first home, home appraisals, investment properties, and more. We are committed to answering your questions, addressing concerns, and empowering you all along the way.

  • Mortgage Calculators

    Use our mortgage calculator to help get a better picture of what to expect with a new mortgage. You can estimate what your monthly payments might be and the total amount you will eventually pay for the property.

  • icon of tools in a toolbox

    Down Payment Resource

    Need down payment assistance? Down Payment Resource* can connect you with programs that can assist with down payments and closing costs.

Interested in learning more about an Elevations mortgage? Request a personalized loan proposal.

Request Loan Proposal

Let's talk mortgage loans

  • These mortgage loans have a rate and fixed principal and interest payment that stay the same throughout the lifetime of the loan. We offer fixed rate mortgages with 10, 15, 20, or 30 year terms. Consider this type of loan if:

    • You want consistent payments year after year
    • You are planning to stay in the home for a long period of time
    • You anticipate interest rates will rise

  • This mortgage loan closes in as quickly as 15 business days. No appraisal is needed with this product. Consider this type of loan if:

    • You want a no closing cost option
    • You are looking to close quickly on the property
    • Loan amounts up to $250,000
    • Refinance loans only

  • ARMs allow you to start with a lower rate than fixed-rate loans, but the rate can adjust up or down periodically. Elevations' ARMs start with an introductory term of 3, 5, 7, or 10 years. Consider this type of loan if:

    • You desire greater cash flow management options
    • You are planning to stay in the home for a short period of time
    • You expect your earnings to increase
    • You anticipate that interest rates will drop
    • You are confident you can handle higher payments if the rate increases

    3- and 5-year ARMs

    • Maximum of 2% initial rate change after introductory term
    • Maximum of 1% rate change every 6 months
    • Maximum of 5% total rate change over the life of the loan

    7 and 10-year ARMs

    • Maximum of 5% initial rate change after introductory term
    • Maximum of 1% rate change every 6 months
    • Maximum of 5% total rate change over the life of the loan

  • Elevations Interest-only ARM is an adjustable-rate mortgage that applies initial payments to the interest only for the first several years of the loan. Elevations interest-only loans start with an introductory term of 5, 7, or 10 years. Consider this type of loan if:

    • You desire greater cash flow management options
    • You are planning to stay in the home for a short period of time
    • You expect your earnings to increase
    • You anticipate that interest rates will drop
    • You are confident you can handle higher payments if the rate increases

    5-year interest-only ARM

    • Maximum of 2% initial rate change after introductory term
    • Maximum of 1% rate change every six months
    • Maximum of 5% total rate change over the life of the loan

    7 & 10-year interest-only ARMs

    • Maximum of 5% initial rate change after introductory term
    • Maximum of 1% rate change every six months
    • Maximum of 5% total rate change over the life of the loan

  • A Federal Housing Administration (FHA) loan is backed by private mortgage insurance (PMI), which is often paid by the borrower. In general, FHA-insured loans are easier to qualify for. Consider this type of loan if:

    • You are a first-time homebuyer
    • A lower down payment option fits your budget
    • You are just beginning to build your credit
    • Loan limit amounts vary by county

  • VA loans offer special benefits to veterans, active-duty service members, National Guard, and Reserve members and surviving spouses. Benefits include:

    • No down payment
    • No private mortgage insurance (PMI)
    • More competitive interest rates
    • Flexible credit criteria

  • The United States Department of Agriculture (USDA) offers home loans for real estate purchases in small cities and rural areas in Colorado.

  • If your dream house requires a loan amount higher than the conforming loan limit in your county, Elevations will work with you to find the best options for financing. We offer Fixed Rate and Adjustable Rate Jumbo Mortgages.

    Consider a Fixed Rate Jumbo Mortgage with 15, 20, or 30 year terms if:

    • You want consistent payments year after year
    • You are planning to stay in the home for a long period of time

    Consider an Adjustable Rate Jumbo Mortgage with 3, 5, 7, or 10 year terms if:

    • You desire greater cash flow management options
    • You are planning to stay in the home for a short period of time
    • You expect your earnings to increase
    • You anticipate that interest rates will drop
    • You are confident you can handle higher payments if the rate increases

  • If you have any questions about Home Equity, please read more.