Bank like a Buff

Your student can be part of a 70+ year legacy

We've been deeply rooted in the CU Boulder community since 1952. With a Buff One Checking account, your student gets more than just a place to bank — they gain tools, education, and local support to help them learn smart financial habits while managing their money.

Why parents choose Buff One Banking

Built‑in financial education

Your student can access free, easy‑to‑understand online courses that cover financial basics, building confidence and independence at their own pace.

Simple ways to move money

With Elevations Digital Banking, you can securely link accounts and transfer funds to your student quickly and easily.
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A branch right on campus

From everyday questions to financial guidance, students can stop by our on‑campus branch to get support from friendly team members.
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Made for campus life

Your student will get a free debit card they can link to their Buff OneCard to pay, withdraw cash, and manage spending across campus.
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Simple account management

Students can link their accounts, move money with ease, and stay on top of it all using Elevations Digital Banking and our mobile app.

Set your student up with smart money habits and a strong CU connection

From financial education to meaningful Buff experiences, a Buff One account gives your student tools to learn, grow, and feel supported every step of the way.

Learn more

  • There’s no minimum balance requirement for Elevations Free Checking, Buff One Checking, and Forever Buffs Banking. All members are required to pay a one-time $5 membership fee and have a Membership Savings account (also with no minimum balance requirement).

  • Here’s how ATM fees work for our checking accounts:

    • Free, unlimited withdrawals at Elevations ATMs
    • Eight surcharge-free transactions per month at over 30,000 CO-OP ATMs nationwide
    • Two surcharge-free transactions per month at other ATMs (charges from the owner of the ATM will apply)


    Please see our fee schedule for more details.

  • Buff One Checking is a checking account designed for CU Boulder students who are currently enrolled. It allows students to use their Buff OneCard Student ID as their debit card at ATMs on campus. Forever Buffs Banking is designed for CU alumni and Buffs fans and features a CU-themed debit card.

  • Yes, parents can co-own or monitor the account for added convenience.

  • Students receive eight free transactions each month at nearly 30,000 ATMs across the country.

  • Buff One Checking is available to current and incoming CU Boulder undergraduate and graduate students. Parents may assist or co-own the account.

  • Buff One Checking is a free checking account designed for CU Boulder students in partnership with Buff OneCard at CU Boulder. Students can link their Buff OneCard Student ID to their Buff One Checking account for convenient ATM access on campus. Elevations has 10 fee-free ATMs at CU Boulder and is the only financial institution with a full-service branch on campus.

Membership eligibility and one-time $5 membership fee required at account opening

*Annual percentage rate

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**All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Rate shown as low as for qualified borrowers. Rate may change dependent on credit qualifications and underwriting factors. Please speak with an Elevations representative for more information. Offers of credit are subject to membership requirements and credit approval.