Checking that fits your life

Find the right account for you.

Need a detailed breakdown? Compare all account features

Features

Foothills Free Checking

Peak Perks Checking

Summit Dividend Checking

Account designed for

Simplified banking with just the essentials

Popular, feature-rich account

Premium option for higher balances

Monthly fee

$0 monthly service fee

Free or $8

Free or $15

Quick Apply

 

Apply today

 

Apply today

 

Apply today

Features

Foothills Free Checking

Account designed for

Simplified banking with just the essentials

Monthly fee

$0 monthly service fee

Quick Apply

Peak Perks Checking

Account designed for

Popular, feature-rich account

Monthly fee

Free or $8

Quick Apply

Summit Dividend Checking

Account designed for

Premium option for higher balances

Monthly fee

Free or $15

Quick Apply

Why members choose Elevations checking

  • Live Chat or testimonial icon

    Colorado-based support

    Supporting the front range with local service since 1952.

  • icon of blue wallet with dollar bills

    Shared branch access

    Access your money where and when you want.

  • Fee-friendly banking

    Checking that fits you and how you manage your money.

What members say about Elevations

Friendly, efficient service. Love the app, and superfast remote check-deposit feature! Saturday hours, too. True community knowledge, service, and involvement. Great business.

- Jeff

Google review

Just moved to the area and they made it very easy to open a new checking and savings. Ramon was great and answered all my questions. Easy parking and clean facility! Glad to have a local credit union again!

- Jennette

Google review

I’ve banked with Elevations for upwards of 20 years, and I have never had anything but an amazing experience across ALL their branches.

- Venessa

Google review

Compare checking accounts

Features

Foothills Free

Peak Perks

Summit Dividend

Monthly service fee

$0

$0 or $8

$0 or $15

Free digital banking, debit cards, and more

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Identity theft monitoring and support

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Roadside assistance

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Cell phone protection

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Gas, vehicle, and shopping savings

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Discounted loan rates

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Best rates on CDs

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Get paid on checking balance

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Let's get started

 

Apply today

or

Talk with a banker

 

Apply today

or

Talk with a banker

 

Apply today

or

Talk with a banker

Features

Foothills Free

Monthly service fee

$0

Free digital banking, debit cards, and more

Green checkmark in a bubble

Identity theft monitoring and support

Roadside assistance

Cell phone protection

Gas, vehicle, and shopping savings

Discounted loan rates

Best rates on CDs

Get paid on checking balance

Let's get started

Peak Perks

Monthly service fee

$0 or $8

Free digital banking, debit cards, and more

Green checkmark in a bubble

Identity theft monitoring and support

Green checkmark in a bubble

Roadside assistance

Green checkmark in a bubble

Cell phone protection

Green checkmark in a bubble

Gas, vehicle, and shopping savings

Green checkmark in a bubble

Discounted loan rates

Green checkmark in a bubble

Best rates on CDs

Get paid on checking balance

Let's get started

Summit Dividend

Monthly service fee

$0 or $15

Free digital banking, debit cards, and more

Green checkmark in a bubble

Identity theft monitoring and support

Green checkmark in a bubble

Roadside assistance

Green checkmark in a bubble

Cell phone protection

Green checkmark in a bubble

Gas, vehicle, and shopping savings

Green checkmark in a bubble

Discounted loan rates

Green checkmark in a bubble

Best rates on CDs

Green checkmark in a bubble

Get paid on checking balance

Green checkmark in a bubble

Let's get started

Commonly Asked Questions

  • Elevations also offers savings accounts, CDs, and more.

  • Summit Dividend Checking offers dividends based on your account balance. If you know you'll carry a higher balance, this is a way to earn money automatically. See dividend tiers.

  • Both Peak Perks Checking and Summit Dividend Checking offer 0.25% APR off select Elevations loans when opened after the checking account. These include HELOCs, auto loans, and personal loans.

  • Our Forever Buffs Visa debit card features the famous buffalo and has an option to support CU Boulder student scholarships every time you pay. Learn more.

  • Peak Perks Checking offers discounts with nationwide travel brands, roadside assistance, and fuel savings.

  • With Summit Dividend Checking, you get paid each month based on your account balance.

  • There is no minimum balance requirement for Elevations Foothills Free Checking, Buff One Banking, and Forever Buffs Banking. All members are required to pay a one-time $5 membership fee and have a Membership Savings Account (also with no minimum balance requirement).

  • Here’s how ATM fees work for our checking accounts:

    • Free, unlimited withdrawals at Elevations ATMs
    • Eight surcharge-free transactions per month at over 30,000 CO-OP ATMs nationwide
    • Two surcharge-free transactions per month at other ATMs (charges from the owner of the ATM will apply)

    Please see our fee schedule for more details.

  • Yes, Summit Dividend Checking accounts pay dividends on balances over $1,000.

  • Buff One Checking is a free checking account designed for CU Boulder students in partnership with Buff OneCard at CU Boulder. Students can link their Buff OneCard Student ID to their Buff One Checking account for convenient ATM access on campus. Elevations has 10 fee-free ATMs at CU Boulder and is the only financial institution with a full-service branch on campus.

  • Donations made to Elevations Foundation through Local Change Foundation may be tax deductible. Please check with your qualified tax advisor. Donations will appear on your monthly account statement, and you will receive a year-end tax donation statement.

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