About Scott

Scott Hamling is widely considered a leader in the real estate industry and has been asked to present at real estate conferences and companies across the country. In his long career, Scott has worked as a real estate appraiser, Vice President of Development for Cherry Creek Mortgage, founded a mortgage company and currently serves as a mortgage loan originator at Elevations Credit Union. Scott is also an instructor with Colorado based Cox University. Scott’s strong foundation in understanding property value is not only very helpful to his real estate agent referral partner’s but also to his valued lending clients.

Scott is a Colorado native and lives in the same neighborhood in southeast Denver where he grew up! When he is not working, he enjoys all that Colorado offers. Scott is an avid skier, hiker, and most importantly, a husband and father to 3 daughters. 


The below certifications are a sign that we are committed to providing high-quality and knowledgeable service regarding FHA and VA to our members:

  • Certified FHA Mortgage Professional (CFMP)


Colorado Mortgage Lender Association

  • 2024 Loan Officer of the Year Finalist

Interested in learning more about an Elevations mortgage? Request a personalized loan proposal.

Need down payment assistance? Down Payment Resource* can connect you with programs that can assist with down payments and closing costs.

Find out what your home is worth.

Suburban homes on a neighborhood street

Why Elevations Mortgage Lending?

Top three reasons Colorado Borrowers choose Elevations Credit Union.

  1. Easy and Seamless Process

  2. Wide Range of Options and Products to choose from

  3. Competitive Rates and Fees that allow us to give back to both you and the community

Why Elevations Mortgage Lending?

Top three reasons Colorado Realtors refer Elevations Credit Union:

  1. Smooth, on-time Closings with no Surprises – We provide a consistent experience throughout the entire loan process

  2. Excellent, Local Customer Service

  3. Strong Reputation amongst the Real Estate Community

A realtor reviewing a home offer with a couple
A listing agent meets with prospective home buyers

Why Elevations Mortgage Lending?

Top three reasons Colorado Listing Agents accept our offers:

  1. Personal Relationships within the Real Estate Community

  2. Quick turn times that allow us to compete with cash competitive offers

  3. We provide local appraisers who are familiar with the area

Let's talk mortgage loans:

Ready to get started? Applying online is simple.

Young couple carries moving boxes into their new home


Estimate your monthly mortgage payments.

Use our mortgage calculator to help get a better picture of what to expect with a new mortgage. You can estimate what your monthly payments might be and the total amount you will eventually pay for the property.

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Mortgage Seminars

Join us to learn more about homebuying.

We proudly offer seminars along the Front Range every month that are free and open to the public. Topics include buying your first home, home appraisals, investment properties and more. We are committed to answering your questions, addressing concerns and empowering you all along the way.