Our Mortgage Team

Elizabeth Million — AVP Mortgage Lending

NMLS# 501266

Elizabeth Million: Mortgage Loan Originator

Elizabeth grew up in Boulder CO, attended the University of Colorado, and graduated from Metro State College. She worked as a Real Estate Appraiser owning and managing her own appraisal company before starting her career as a Mortgage Loan Officer. With great attention to detail and meeting clients’ needs, Elizabeth strives to ensure that her clients receive the highest level of customer service. She is continuously learning how to be greener in her professional and personal life. She is a member of State of Colorado GEO Working Retrofit Group Finance & Appraisal/Greening the MLS committees, a retired member of CHFA State Lender Advisory Board, BARA Government Affairs Board and the City of Boulder Housing Authority Council.

Apply Online | 303.402.5477

Lynn Kendall — AVP Mortgage Operations

NMLS# 421527

Lynn Kendall; Mortgage Operations ManagerLynn has been in all aspects of mortgage lending since the mid 1980’s. Lynn has managed National Operations for both wholesale and correspondent lending with over 300 employees. In 2004, Lynn earned her Certified Mortgage Banker Designation. She currently sits on the Board for the Colorado CUREN and most recently was the Director of Mortgage Lending for Bellco Credit Union.




Apply Online
| 303.443.4672 ext. 2255


Stephanie Emch — Mortgage Sales Manager

NMLS# 410909

Stephanie Emch; Mortgage Sales ManagerStephanie has been in the Colorado mortgage industry since 1998. Previously, Stephanie has been a Mortgage loan originator, a Mortgage operations manager, and a Mortgage loan banker. With involvement in Boulder BARA & Longmont Realtor Association Affiliate Groups, CARHOF Fundraiser, and Habitat for Humanity, Stephanie takes great pride in giving back to her community and being the best in her field. Stephanie attended the College of Business at Montana State University. She focuses on providing excellent customer service and maintaining a positive, productive work place.

Apply Online | 303.443.4672 ext. 2131

Cameron White-Ford — Mortgage Sales Manager

NMLS# 501277

Cameron White-Ford; Mortgage Loan OriginatorSince graduating from Colgate University in 2001, Cameron has been involved in all aspects of the mortgage industry including processing, underwriting and originating home loans. In 2003 he relocated to Boulder so his wife could attend the University of Colorado. Cameron has helped hundreds of people buy a home, lower their monthly payment or consolidate debt. Integrity is the cornerstone of Cameron’s business. He believes a mortgage should be about building relationships and helping members find the home loan that is right for them. Cameron and his assistant will do everything they can to ensure that you get the best loan for your situation and will guide you through the entire process.

Apply Online | 303.443.4672 ext. 2283

Ian Bennett — Mortgage Loan Originator

NMLS# 300599

Ian Bennett; Mortgage Loan OriginatorThe first thing you will notice about Ian Bennett is his genuine and personable demeanor. A mortgage professional since 2006, Ian understands that the only way to help his clients achieve their goal of owning real estate is to truly care about them, the situation, and their needs. Prior to working in home finance, Ian managed his own construction company. Ian was born and raised in southern Vermont, but has lived in Colorado since 1999. He studied Construction Management at CSU Denver. Ian and his wife live in Boulder with their daughter.


Apply Online
| 303.443.2050 | Table Mesa Branch

Stephanie DeBolt — Mortgage Loan Originator

NMLS# 243972

Stephanie-DeBolt-web.jpgStephanie has been in the mortgage finance industry for over 10 years, starting her career at a credit union. Her passion is helping people with one of the biggest purchases in their lives. Honesty and integrity are very important to Stephanie and in this business. She strives to provide members with the best customer service. Stephanie grew up in Longmont and now lives in Denver.

In Stephanie’s free time, she enjoys all that Colorado has to offer from camping to fly fishing. She also likes to read and spend time with her family.

Apply Online | 303.931.6776 | Broomfield-Westminster Branch

Mark Fasnacht — Mortgage Loan Originator

NMLS# 311311

Mark FasnachtMark graduated from the University of Nebraska Lincoln, with a major in accounting and economics and has been helping people with mortgage solutions since 1997. Just as Mark applied his competitive spirit to the world of skiing and cycling, he takes pride in helping people create competitive and appropriate solutions for their mortgage needs. Mark has been a Boulder resident for 25 years where he lives with his wife and two children.


Apply Online
| 303.931.9491 | Lafayette Branch


Sam Hoaster — Mortgage Loan Originator

NMLS# 398406

Sam Hoaster; Mortgage Loan OriginatorSam Hoaster began originating mortgage loans in Atlanta in 1990 after earning his MBA in Finance and Real Estate from the University of Georgia. He moved to Boulder in 1997 and has called it home ever since. Sam’s passion in business is service and ethics. Listening to clients, analyzing their situation, and designing mortgage solutions that serve their best interest is what guides him every day. In his free time, Sam enjoys cycling and trail running.



Apply Online
| 303.443.4672 | Boulder Diagonal Branch

Randy Kelly — Mortgage Loan Originator

NMLS# 299112

Randy Kelly; Mortgage Loan OriginatorRandy graduated from CSU with a degree in Finance and Real Estate and has been providing top notch mortgage lending service in Boulder County for over 30 years. In his spare time he is an online instructor and author of the real estate finance course for Vaned, a local online real estate and appraisal school. Randy spends his winters skiing and his summers sailing and windsurfing.




Apply Online
| 303.817.5717 | e-Branch


Lauri Larson — Mortgage Loan Originator

NMLS# 287525

Lauri Larson; Mortgage Loan OriginatorDescribed by her clients as “great at finding solutions” and “looks out for my interests”, Lauri Larson navigates the complex lending process with the same diligence and approachability for first time home buyers, and real estate investors alike. With over 25 years of financial experience, Lauri’s familiarity with the loan system translates into a simpler, less daunting challenge for you. When she gets a breath from the demands of lending, Lauri inhales through the recreation Colorado is known for. Her emphasis on listening and her personable demeanor, result in timely communication, value-added advice, and a loan that is designed for you.

Apply Online | 303.402.5451 | Boulder Diagonal Branch


Sabrina Lee — Mortgage Loan Originator

NMLS# 257330

Sabrina Lee; Mortgage Loan OriginatorSabrina has been in the mortgage business in the Longmont area since 1985. She is very active with the Longmont Association of Realtors, serving on the Affiliate Committee, Community Services Committee, and the Governmental Affairs Committee. She also has volunteered at the Longmont Humane Society, OUR Center, Habitat for Humanity, and the Inn Between. Sabrina has lived in Colorado since 1971. In her free time, she enjoys golfing, her motorcycle, gardening and traveling with her husband.


Apply Online
| 720.652.7115 | Longmont Main Branch



Chris Milbrath — Mortgage Loan Originator

NMLS# 306002

Chris Mibrath; Mortgage Loan OriginatorChris Milbrath has built a career marked by ethics, integrity, backed by experience and based on a total commitment to customer service. With more than a decade of experience in the mortgage industry, commitment to provide the best customer service available have earned Chris loyal customer support as well as a strong referral base within the Real Estate Community. His Realtors know that Chris will put the best interests of their clients first.He is able to provide in-house loans along with in-house underwriting. This gives his clients options for out of the box circumstances. Chris prides himself on his ability to analyze long and short term goals to make sure the mortgage program he designs for each person will be beneficial in every aspect. Chris enjoys running, mountain biking and skiing with his family and two dogs.

Apply Online | 720.652.7109 | Boulder Diagonal Branch


Greg Roller — Mortgage Loan Originator

NMLS# 809384

Greg Roller: Mortgage Loan OriginatorGreg Roller started working for Elevations Credit Union in 1999. He specializes in customizing mortgage solutions for his clients and working with first-time homebuyers. More than just quoting an interest rate, Greg takes the time to answer all of your questions. Whether purchasing or refinancing, his expertise and experience along with competitive rates and programs, help ensure members get the right mortgage to meet their needs. Greg has a Bachelor’s degree from Ball State University in Indiana. He lives in Northern Colorado with his wife and kids.


Apply Online
| 303.441.5888 | Boulder Diagonal Branch


Michael Roth — Mortgage Loan Originator

NMLS# 809383

Michael Roth: Mortgage Loan OriginatorMichael has been in the mortgage industry since 2004 and a Mortgage Loan Officer with Elevations since 2008. Prior to that, he was a Mortgage Processor and Closer. Because of his experience he understands every aspect of the loan process, enabling him to close loans more efficiently. Michael’s goal is to bring excellent service and transparency to the ever changing world of real estate. Michael has a well-rounded knowledge of mortgage lending and is determined to provide the best service to our members.


Apply Online
| 303.443.4672 ext. 2253 |  Boulder Diagonal Branch


Blake Schaefer — Mortgage Loan Originator

NMLS# 1163829

Blake-Schaefer-web.jpgBlake moved to Boulder in 2001 to pursue the active lifestyle that Colorado affords and has been involved in many different facets of the real estate transaction since arriving. Blake got his start in the Title Insurance industry and uses his closing, sales, and management background to bring a unique understanding of the intricacies of each transaction. With a level headed and calm demeanor, he excels at connecting with buyers to help them feel comfortable and understand the process as they pursue their dreams of home ownership.

In his free time, Blake enjoys snowboarding, hiking, and playing softball and soccer with his wife and two kids.

Apply Online | 720.562.4614| Boulder Diagonal Branch

Trish Shaw — Mortgage Loan Originator

NMLS# 502141

Trish Shaw; Mortgage Loan OriginatorTrish has been in the lending business since 1980. She is proficient in assisting members, from first-time homebuyers to high-end homeowners, with their mortgage needs. Trish is a member of the Boulder Area Board of Realtors Affiliate committee and the Longmont Area Board of Realtors Affiliate committee where she enjoys helping and sponsoring events in her community. Trish brings exceptional customer service to our members. She is always available to answer your questions. Because of Trish’s mortgage lending experience, she has Realtors and past clients statewide that continue to call on her for guidance and advice.

Apply Online | 720.652.7113 | Longmont Hover Branch

Axel Siverts — Mortgage Loan Originator

NMLS# 289325

Axel Siverts; Mortgage Loan OriginatorAxel entered the mortgage industry in 1998 after obtaining a Bachelor’s degree in Business Administration from the University of New Mexico. An expert in all Government and Conventional mortgage products, Axel helps our members obtain the American dream of home ownership. Axel realizes his clients have worked hard to purchase their home and understands this will be one of the largest investments they will ever make. He is committed to educating our members about their financing options and making sure they completely understand the products. Axel enjoys spending time with his two daughters and wife Mari, doing outdoor activities. He put himself through college on a wrestling scholarship and still stays active by running, biking, swimming and playing squash.

Apply Online | 303.441.5889 | Loveland Branch

Michelle Marie Smith — Mortgage Loan Originator

NMLS# 809382

Michelle Marie Smith PhotoMichelle has the enthusiasm, honesty and attention to detail to exceed your mortgage needs and expectations. As a Mortgage Loan Officer for Elevations, she provides superior service with a personal touch. Michelle always makes customer service her first priority and ensures all Elevations’ members receive a smooth, hassle-free home-buying or refinancing experience. She appreciates the opportunity to serve our members’ financial needs while earning their trust. Michelle is a member of the Boulder Area Realtors Association and a proud graduate of the University of Colorado Boulder.

Apply Online | 303.402.5454 | Boulder Baseline Branch

Aaron Staufer — Mortgage Loan Originator

NMLS# 501268

Aaron Staufer; Mortgage Loan OriginatorAaron has been involved in real estate transactions since 2006, first on the real estate side and more recently on the home financing side. Aaron has seen both sides of the home-financing process and therefore is able to assist members in a unique way. He received his Bachelor’s degree in Philosophy with a Minor in Ecological and Evolutionary Biology from the University of Colorado Boulder in 2008. Aaron has lived in Colorado for over 19 years and is a volunteer diver at the Denver Aquarium on the weekends.


Apply Online
| 720.652.7108 | Boulder Diagonal Branch

JoAnn Turner — Mortgage Loan Originator

NMLS# 409780

JoAnn Turner; Mortgage Loan OriginatorJoAnn began her real estate career in 1983 and moved to loan origination in 1995. She has experience as a realtor and a title company closer in addition to her work in mortgage lending. She takes the time to educate and inform her borrowers so that they are making the right lending choices for them, whether they are purchasing or refinancing. JoAnn is a Colorado native who has lived in the state all of her life. She spends her free time with her husband and son traveling or just enjoying time at home.



Apply Online
| 303.443.4672 ext. 1810 | Longmont Main Branch



Josh Williams — Mortgage Loan Originator

NMLS# 794383

Josh Williams; Mortgage Loan OriginatorJosh started in Financial Services specializing in Real Estate in 1998. He has developed a wealth of knowledge over the past decade from his positions as an Area Sales Manager, a Title Company Account Executive and previous positions as a Loan Originator. With his background, Josh understands every step of both purchase and refinance processes and his goal is to make your experience as simple and straightforward as possible. Josh was born and raised in Colorado and spends most of his free time on soccer fields across the state with his wife and four daughters.

Apply Online | 720.652.7112 | Broomfield-Westminster Branch



Elevations Credit Union offers Energy Loans for your business or home.